XRP Price Prediction: New Crypto Bill Could Give XRP the Same Legal Status as Bitcoin — What Happens If It Passes?
📅 January 15, 2026
✍️ Editor: Sudhir Choudhary, The Vagabond News
A proposed U.S. cryptocurrency bill is reigniting speculation around XRP, with supporters arguing that the legislation could place the digital asset on the same legal footing as Bitcoin — a shift that could dramatically alter XRP’s regulatory outlook and market trajectory.
While the bill has not yet become law, its language and intent are already influencing investor sentiment, prompting renewed debate over XRP’s future price, adoption, and role in the broader crypto ecosystem if the measure passes.
What the Proposed Crypto Bill Would Do
The legislation under discussion seeks to clearly distinguish commodities from securities in the digital asset space, granting regulatory authority primarily to the Commodity Futures Trading Commission rather than the Securities and Exchange Commission for qualifying cryptocurrencies.
Bitcoin is widely treated as a commodity under U.S. law. XRP, by contrast, has long operated under legal uncertainty, with regulators and courts debating whether it should be classified as a security depending on how it is sold and distributed.
If the bill explicitly recognizes certain decentralized or utility-based tokens as commodities — and XRP qualifies under its criteria — it could effectively grant XRP the same regulatory status as Bitcoin, removing one of the largest overhangs on its market value.
Why Legal Status Matters for XRP
XRP’s price history has been heavily shaped by regulatory developments. Periods of legal clarity have tended to support rallies, while uncertainty has often triggered sharp sell-offs.
A commodity classification would:
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Reduce legal risk for exchanges listing XRP
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Encourage institutional participation
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Allow broader use in payments and cross-border settlement
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Potentially open the door to regulated derivatives and ETFs
Market analysts note that regulatory clarity alone does not guarantee price gains, but it often serves as a catalyst by removing barriers that limit demand.
Potential Market Reaction if the Bill Passes
If Congress passes the bill and XRP is clearly included, analysts expect short-term volatility followed by a possible sustained repricing. In the near term, traders could push prices higher on optimism and increased liquidity. Longer term, price performance would depend on adoption, transaction volume, and macro crypto trends.
Some market observers suggest XRP could test levels not seen since previous bull cycles if institutional access expands meaningfully. Others caution that expectations may already be partially priced in, limiting upside unless usage grows alongside regulatory clarity.
Risks and Uncertainties Remain
Despite optimism, significant uncertainties remain. The bill could be amended, delayed, or fail altogether. Even if it passes, regulators would still need to interpret and implement its provisions, a process that could take months or years.
There is also the risk that XRP fails to meet the bill’s final criteria, leaving its legal status unchanged. In that scenario, a sharp correction could follow as speculative enthusiasm fades.
Additionally, broader market forces — including interest rates, global regulation, and Bitcoin’s own price direction — will continue to influence XRP regardless of U.S. legislation.
The Bigger Picture for Crypto Regulation
The debate surrounding XRP reflects a wider shift in Washington toward clearer crypto rules after years of regulatory ambiguity. Lawmakers from both parties have signaled interest in providing legal frameworks that encourage innovation while protecting investors.
For XRP holders, the bill represents more than a policy debate — it is a potential inflection point that could redefine how the asset is treated in the world’s largest financial market.
What Happens Next
The bill is expected to face committee review and possible revisions before any floor vote. Until then, XRP’s price is likely to remain sensitive to headlines, legislative signals, and broader crypto market momentum.
For now, investors are watching closely. If XRP does gain the same legal status as Bitcoin, it would mark one of the most consequential regulatory shifts in the asset’s history — with far-reaching implications for price, adoption, and credibility.
Source: Legislative briefings and cryptocurrency market analysis
Tags: XRP, Bitcoin, cryptocurrency regulation, crypto bill, digital assets, U.S. Congress
News by The Vagabond News
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